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Community National Bank


CNB has security measures to protect our customers account information but we can't be effective without you, the customers help and cooperation. Many account hijacking attempts come as a result of hacking into individual user accounts and from there into their personal information. Some common sense and easily implemented precautions can help safeguard your personal information.
  • Strong Passwords — Experts advise a combination of letters and numbers and advise against using easily guessed passwords, no dictionary words.
  • Anti–Virus Protections — Make sure the anti–virus software on your computers is current and scans your email as it is received.
  • Email safety — Email is generally not encrypted so be wary of sending any sensitive information, account numbers or personal information this way.
  • Sign off and Log out — Always log off by following the banks secured area exit procedures.
  • Don't get phished — Crooks are always trying to get your personal information and they employee some ingenious methods. Don't respond to any unusual email request for personal information. When you opened your accounts you already gave it, when in doubt call your bank.
  • Monitor your accounts — When you check your accounts regularly, you can let your bank know immediately if you encounter anything that does not seem right.
  • Safeguard Check stock
  • Backup Files regularly
  • Know who you are dealing with online! Over the phone! Don't trust emails or phone solicitations especially if they are trying to alert you that you have been compromised. Contact legit companies on your own, not through emails or messages, or phone numbers they initiated.
  • Don't click on emails you don't know — the virus can be imbedded in a link or attachment. Watch! They may spoof some of your legitimate contacts.
Helpful Hint: Studies show that those who monitor their accounts online often detect fraud earlier than those who rely solely on paper statements.

When it comes to guarding against cyber–fraud, one of the most important tools at your disposal is your credit report. It details all of your credit transaction accounts and will be the first place that unusual charges or entirely new accounts will appear and you can monitor your report for FREE.
Since Federal law permits consumers to obtain a free report annually from each of the three major credit reporting agencies, cyber security experts advise that you get a free report from a different agency every four months. Doing so will allow you to monitor your personal online security all year long.
TO ORDER your FREE credit report, go to the only authorized source:

Cyber–fraudsters want to earn their money the easy way — by stealing yours. Understanding how criminals try to trap you is the first line of defense:
  • Phishing — This is the criminal attempt to steal your personal information through fraudulent emails or smart–phone texts. They are often very believable luring the victim to a site that asks them to provide (or verify) personal financial details such as account numbers or social security numbers a variation is call spear phishing, which are electronic messages that appear to come especially to victims from their employer, usually a large corporation. Cyber–security experts often term the mobile phone version of phishing as smishing, playing off the SMS or short Message Service terminology used in text messaging. Remember: Your bank will not send emails asking for your personal information — they already have it.
  • Card Skimming — This is a criminals attempt to gain a victim's personal information by tampering with ATM machines. Fraudsters set up a device that can capture magnetic stripe and keypad information such as PINS and account numbers. Using ATMS you know and trust — as well as examine the machine closely — can help thwart this type of theft.
  • Spyware — this is the term used for criminal software that a victim unknowingly loads on a personal computer. Once there, the spyware collects personal information and sends it to the criminal. Up to date security software is the best defense.
Helpful hint: Cyber–criminals often prey on those who are most vulnerable, such as senior citizens or young adults, who may not be as aware of the technical aspects of the threats. Make sure you alert any friends or family members who might be in this category. They'll appreciate it!