personal

COMMUNITY "FREE" CHECKING**

A perfect low cost solution for low transaction needs.

  • $100 minimum to open
  • No monthly service charge
  • No minimum balance required
  • Check Safekeeping included
  • Free ATM/Debit Card
  • Free 24-hour access to your accounts through online or telephone banking
  • Community overdraft protection available up to $300.00

** For Additional Services Fees may apply (i.e. wire, stop payment, etc.)

COMMUNITY CHECKING

 This account includes free image copies returned in your statement along with the following benefits:

  • $100 minimum to open
  • Only $7 monthly charge if the minimum daily balance falls below $500 or average daily balance falls below $1000
  • Free image copies of checks included in your statement
  • Free ATM/Debit Card
  • Free 24-hour access to your accounts through online or telephone banking
  • Community overdraft protection available up to $600.00
  • Free "Community Bill Pay Plus" with e-mail statement

COMMUNITY CHECKING "PLUS"

Ideal for the customer who desires low cost banking with unlimited transaction capability, while earning competitive interest daily.

  • $100 minimum to open
  •  Only $8 monthly charge if the minimum daily balance falls below $500 or the average daily balance falls below $1000
  • Interest is paid on daily collected balance
  • Interest will be credited to your account monthly
  • Free image copies of checks included in your statement
  • Free ATM/Debit Card
  • Free 24-hour access to your accounts through online or telephone banking
  • Community overdraft protection available up to $600.00
  • Free "Community Bill Pay Plus" with e-mail statement

COMMUNITY GOLD

An account designed with special banking privileges for individuals 55 years of age and older.

  • $100 minimum to open
  • No monthly service charge
  • No minimum balance required
  • Two free boxes of CNB checks per year or 1/2 off special order checks
  • Check Safekeeping included
  • Unlimited check writing
  • Free ATM/Debit Card
  • Free 24-hour access to your accounts through online or telephone banking
  • Community overdraft protection available up to $600.00
  • Free "Community Bill Pay Plus" with e-mail statement

COMMUNITY GOLD "PLUS"

For the Gold member (Individuals 55 years of age or older) to take advantage of earning interest on higher balances.

  • $100 minimum to open
  • Only $8 monthly charge if minimum daily balance falls below $1000 or combined checking, savings, and CD accounts fall below $5000 
  • Interest is paid on daily collected balance
  • Interest will be credited to your account monthly
  • Free image copies of checks included in your statement
  • Two free boxes of CNB checks per year or 1/2 off special order checks
  • Unlimited check writing
  • Free 3x5 safe deposit box or 1/2 off larger box
  • Free ATM/Debit Card
  • Free 24-hour access to your accounts through online or telephone banking
  • Community overdraft protection available up to $600.00
  • Free "Community Bill Pay Plus" with e-mail statement

COMMUNITY STUDENT

An economic banking solution for every student while attending school.

  • $25 minimum to open
  • No monthly charge
  • No minimum balance requirement
  • 20 debits free - 25 cents per debit over 20 per statement cycle
  • Check Safekeeping included
  • Free ATM/Debit Card
  • Free 24-hour access to your accounts through online or telephone banking

COMMUNITY PREMIUM CHECKING

Ideal for the individual who wishes to take advantage of checking and loan products to earn special discounts on other services.

  • $100 minimum to open
  • $15 monthly charge if minimum daily balance falls below $7500 on deposit accounts or $10,000 on deposit and loan accounts
  • Interest is paid on daily collected balance
  • Interest will be credited to your account monthly
  • Interest is calculated on the tiered schedule below:
    • $0 - $49,999
    • $50,000 +
  • Two free boxes of CNB checks per year or 1/2 off special order checks
  • Free ATM/Debit card 
  • Free 24-hour access to your accounts through online or telephone banking 
  • Free image copies of checks included in your statement 
  • .40% discount off the published rate on consumer loans plus an additional .25% financed from another lender. (Auto debit required for discount)
  • Free 3x5 safe deposit box or 1/2 off larger box
  • Community overdraft protection available up to $600.00
  • Free "Community Bill Pay Plus" with e-mail statement

COMMUNITY ATM/DEBIT CARD

  • Use your card as an ATM card to get cash anywhere you see the Visa, Cirrus or Pulse symbols.
  • Use your card as a Check Card to pay for purchases wherever Visa is accepted. The amount of the purchase is deducted from your checking account, just as if you had written a check. You will get a receipt for your records and all transactions are clearly marked on your monthly statement.

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