business

COMMUNITY BUSINESS

Low cost checking for small businesses with low transaction activity.

  • $100 minimum to open
  • Only $10 per month if the balance falls below the minimum daily balance of $1500 or average daily balance falls below $3000
  • Check Safekeeping is available
  • Only .25 cents per deposited item over 100
  • Free Community ATM/Debit Card
  • Free 24-hour access to your accounts through online or telephone banking
    • View your cash position
    • Transfer funds between accounts
    • View transaction history to determine cash flow
  • Community Overdraft Protection available with approval
  • Business Line of Credit or Term Loan available with flexible rate options and repayment terms
  • Negative Collected Funds Rate equals prime + 3.0%

COMMUNITY BUSINESS PLUS

For the Sole Proprietor or manager of a non-profit organization or government entity. This account offers earning potential on your operating funds while maintaining transaction availability

  • $100 minimum to open
  • Only $10 per month if balance falls below minimum daily balance of $2500 or average daily balance of $5000
  • Competitive Interest paid on daily collected balance
  • Only .25 cents per deposited item over 100
  • Earn higher interest on a tiered schedule:
    • $0 - $4,999
    • $5,000 - $9,999
    • $10,000 - $24,999
    • $25,000+
  • Free Community ATM/Debit Card
  • Free 24-hour access to your accounts through online or telephone banking
    • View your cash position
    • Transfer funds between accounts
    • View transaction history to determine cash flow
  • Community Overdraft Protection available with approval
  • Business Line of Credit or Term Loan available with flexible rate options and repayment terms
  • Negative Collected Funds Rate equals prime + 3.0%

COMMUNITY COMMERCIAL

An account that uses your checking account balances to offset fees.

  • No minimum to open
  • Monthly maintenance fee of $10 and transaction fees can be offset with earnings credit allowance
  • Transaction Fees:
    • Debits - $0.16
    • Credits - $0.16
    • Items Deposited - $0.07
  • FREE 24-hour access to your accounts through online or telephone banking.
    • View your cash position
    • Transfer funds between accounts
    • View transaction history to determine cash flow
  • Community Overdraft Protection available with approval
  • Business Line of Credit or Term Loan available with flexible rate options and repayment terms
  • Negative Collected Funds rate equals prime + 3.0%

COMMUNITY BUSINESS SAVINGS

An easy to use savings account for the business owner that needs easy access to their balances.

  • $100 to open
  • Competitive Interest
  • Only $5 monthly service charge if minimum balance falls below $500
  • Up to 6 withdrawals free per month - $3.00 each over 6 per month
  • Quarterly statement
  • Free 24-hour access to your accounts through online or telephone banking

COMMUNITY BUSINESS MONEY MARKET

Pays higher interest for higher balances.

  • $100 to open
  • Competitive Interest paid on daily collected balance
  • Only $10 monthly service charge if minimum daily balance falls below $1000 or average daily balance falls below $2500
  • Earn higher interest on a tiered schedule:
    • $0 - $9,999
    • $10,000 - $24,999
    • $25,000 - $49,999
    • $50,000 +
  • Up to 6 withdrawals free per month - $3.00 each over 6 per month
  • Free 24-hour access to your accounts through online or telephone banking
  • Community Overdraft Protection available upon approval

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